Thursday, June 30, 2011

Obesity a Major Cause of Early Death in Women: Study (HealthDay)

TUESDAY, June 28 (HealthDay News) -- Obesity is a major risk factor for death among obese women who don't smoke, particularly low-income women, a new study finds.

It included more than 3,600 women aged 45 to 64 in Scotland who never smoked and were followed for 28 years. During that time, half the women died, including 916 (51 percent) from cardiovascular disease and 487 (27 percent) from cancer.

Researchers found that low-income women were more likely to be severely obese than women who were better off financially.

The study also found that those who were severely obese had the highest death rates, while non-smoking women who were not obese have relatively low death rates regardless of their socioeconomic status, according to the study, published June 28 online in the British Medical Journal.

Though women with low-income jobs were more likely than those with higher paying jobs to die of cardiovascular disease, the same didn't hold true for cancer.

Researchers also found that women who never smoked were much more likely to be overweight or obese than those who smoked. This suggests that high smoking rates a few decades ago may have obscured the extent of obesity in non-smoking women, and that recent declines in smoking rates may have contributed to the increase in overweight and obesity, the researchers said in a journal news release.

Despite the risks posed by obesity, "it is important not to forget that smoking is a much stronger risk factor for (death) than most other risk factors, including obesity," Professor Johan Mackenbach, of Erasmus Medical Center Rotterdam in the Netherlands, wrote in an accompanying editorial.

More information

The U.S. National Women's Health Information Center has more about overweight and obesity.

Source: http://us.rd.yahoo.com/dailynews/rss/weightloss/*http%3A//news.yahoo.com/s/hsn/20110629/hl_hsn/obesityamajorcauseofearlydeathinwomenstudy

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Above the World | Angie?s DIARY

Above the World   kid 300x300
One morning on my way to school,
I took?orange pills from our window
ledge ? the one facing Seneca Street

where mother watches me if I run
to fetch something from the big market. . .

I take her pills from the ledge, stuff pills
into the pocket of a freshly starched
pink flowered dress.

Behind grandmother?s bushes near
red beans -?I would make mud pies,
but this is where I removed the top.

All those orange pills stared at me, as
if they had?eyes ? eye like thos who
lived in our neighborhood.

I took one ? chewed it ??started to
walk, first past Charlie?s Grocery ? he
wasn?t in his rocker chewing on a cigar -

I walked down Avenue A toward my
school ? noticed one of mother?s friends
beating a rug against the railing of her

porch.? She never looked my way, so I
took another orange pill from a tiny?jar,
and chewed it like a baby asprin, glanced

toward the porch, waved to mother?s
friend, while I sneaked the bottle back into
my pocket.? I thought,??I must have taken

enough to live?
?Twinkle ? Twinkle little star??
Humming the same song, and?leaning
my head against the push out window

of our Studebaker? ?How I wonder what
you are??

I began to draw stick figures on our car
window ? Studebaker?s had push out ones -
I rubbed the window clean ? breathing again -

puffing, rubbing it, breathing, rubbing,
drawing, erasing, drawing, erasing??
exhaling, and breathing, drawing, erasing it -

?Up above the world so high?.?

?

I believe it was my first time to fly.

Source: http://angiesdiary.com/poetry-and-lyrics/poetic-prose/above-the-world-2/

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Analysis: Weak economy shadows Obama even in bright areas (Reuters)

WASHINGTON (Reuters) ? A bright spot for President Barack Obama in the bleak U.S. economic picture should be that many of the "swing" states crucial to his 2012 re-election bid are weathering the recession relatively well.

But unfortunately for Obama, voters in those states are just not seeing the light.

Voters in Virginia, Pennsylvania and some other battlegrounds where the election will likely be decided are not optimistic about the economy, even though their rates of unemployment -- the most politically sensitive economic statistic -- are below the 9.1 percent national rate.

Americans tend to blame Washington for nationwide economic problems, so Obama will face a tough fight to turn the economic data to his advantage in states where he and his eventual Republican rival will be focusing most of their attention.

"People tend to vote based on their perceptions of the state of the economy, and the national news dialogue is about the struggling economy and high unemployment, so even in the swing states that are doing better that's reality for most voters," said Mark Rozell, a political scientist at Virginia's George Mason University.

"Americans ... tend to look to presidents as managers of the national economy and if Virginia's doing better, I think (Republican Governor) Bob McDonnell gets the credit in the minds of the voters," he said.

Among states seen as neither firmly Democratic nor Republican ahead of the November 2012 vote, Virginia has a 6.0 percent unemployment rate and Pennsylvania and Wisconsin are both at 7.4 percent.

Obama, a Democrat, won all three -- as he did most of the swing states -- in 2008 when he soared to the White House in a campaign fueled largely by voter unhappiness over the weak economy under his Republican predecessor George W. Bush.

But since that election, Republicans have won governors' races in Virginia, Pennsylvania and Wisconsin, and the states' congressional delegations have turned more Republican. Polls also show voters there are worried about the economy, and view the Democratic president less favorably.

"It's all comparative and it's all relative," said Matt McDonald, a partner at the Republican-aligned Hamilton Place Strategies consultancy in Washington.

"The number that people are exposed to nationally is bad," he said.

BLEAK ECONOMIC INDICATORS

Obama is still ahead in most polls against possible Republican challengers, led by front-runner Mitt Romney.

Weak unemployment is only one worrisome economic indicator. U.S. consumer spending failed to rise in May, breaking 10 straight months of gains. And the number of Americans filing new claims for unemployment benefits rose last week, suggesting little improvement in the labor market.

Although the election is 17 months away, Obama will face an uphill battle convincing voters to feel better about the country's prospects if things do not improve.

"At this point, it's awfully hard to see an Obama commercial that says 'It's morning again in America,'" said Charles Franklin, a professor of political science at the University of Wisconsin and a founder of Pollster.com.

Pennsylvania -- which has 20 of the 270 electoral votes needed to win the presidency -- is considered particularly crucial for Obama's 2012 hopes.

After reeling in the 1980s and 1990s from the decline of steelmaking and other key industries, the state has lower unemployment than the national average for the first time in modern history, noted Terry Madonna, a political scientist at Pennsylvania's Franklin & Marshall College.

Obama won in Pennsylvania by an unusually large 10 percent margin in 2008, but polls show his job approval rating there -- about 45 percent -- is about the same as it is nationally.

"They still say in my state as well as almost every other state that the country is moving in the wrong direction," Madonna said.

While better economies are not helping Obama much in relatively robust swing states, economic weakness could hit hard in those that are reeling from the downturn, including four states now considered battlegrounds.

Joblessness is at 9.7 percent in North Carolina, where Obama eked out a win with a 0.3 percent margin in 2008. In Michigan, it is 10.3 percent, although the state has benefited from Obama's bailout of the auto industry.

Unemployment in Nevada, which Obama won by 10 percent in 2008, is the country's worst, at 12.1 percent.

And in Florida, the biggest swing state with 29 electoral votes, and where Obama edged his Republican rival John McCain by just 3 percent in 2008, unemployment is at 10.6 percent.

"The last four states are both battlegrounds and economically worse off than the nation, making the political battle over the economy very important there," Franklin said.

(Editing by Alistair Bell and Paul Simao)

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/nm/20110630/ts_nm/us_usa_campaign_unemployment

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Wednesday, June 29, 2011

SEO Companies - The Roles And Benefits Of SEO Companies To Online ...

???

By : Pete Miguel ?? 9 or more times read
Submitted 2011-06-28 12:10:17

Internet has completely changed the way we conduct businesses, communicate with friends and take critical decisions regarding our career and even personal lives. With a simple click of the mouse, we are now able to access information on any given subject. Interestingly, search engine optimization has played a very important role in enabling people to access relevant information in seconds. SEO as a concept enables people to get proper information. It further boosts businesses in the cyber space. As a result, businesses belonging to different sectors are now paying close attention to this concept to take their business forward.

To help organizations leverage the potential of online marketing, several SEO companies have come up with innovative ideas. With the help of an experienced SEO freelancer or SEO consultant, even the small firms are building their online business in the most effective manner.

Research shows that an increasing number of people are using the internet to shop for products and even conduct business transactions. Furthermore, this medium has turned out to be a reliable source of information about businesses, their products and services. For most businesses, the challenge lies in promoting their online business while competing with business rivals. Search engine optimization simplifies this by ensuring that when people search for information, they get useful details.

An important aspect of search engine optimization is the fact that it enables organizations to remain competitive. With proper techniques, companies can understand how their competitors are positioning themselves. This refers to getting information about keywords and meta tags that are used to optimize pages and achieve higher rankings on search engines. By taking cues from these elements, organizations can devise their online strategies and get high rankings for their web pages.

Since the cyberspace enables companies to boost their businesses, find new customers and promote their brands, it becomes essential to choose the right partner for the job. Although there are numerous SEO companies that offer specialized services to their clients, not all understand the various intricacies of this marketing device to offer quick results. It is a concerted concept that needs to be complemented by a host of other internet marketing strategies. Skilled and experienced SEO companies understand that internet marketing strategies require deep understanding and proper strategy. Therefore, companies that claim prompt success should be avoided. Instead, the company's reputation and expertise in this domain should be ascertained.

By choosing the right online marketing company, small businesses can also compete with the leading players in their segment at a low cost.

Author Resource:- Have you had any experience with?freelance seo consultant?before with rankings? For total satisfaction, you also need?freelance link building.
Article From Article For Backlinks

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By: Pete Miguel

Internet has completely changed the way we conduct businesses, communicate with friends and take critical decisions regarding our career and even personal lives. With a simple click of the mouse, we are now able to access information on any given subject. Interestingly, search engine optimization has played a very important role in enabling people to access relevant information in seconds. SEO as a concept enables people to get proper information. It further boosts businesses in the cyber space. As a result, businesses belonging to different sectors are now paying close attention to this concept to take their business forward.

To help organizations leverage the potential of online marketing, several SEO companies have come up with innovative ideas. With the help of an experienced SEO freelancer or SEO consultant, even the small firms are building their online business in the most effective manner.

Research shows that an increasing number of people are using the internet to shop for products and even conduct business transactions. Furthermore, this medium has turned out to be a reliable source of information about businesses, their products and services. For most businesses, the challenge lies in promoting their online business while competing with business rivals. Search engine optimization simplifies this by ensuring that when people search for information, they get useful details.

An important aspect of search engine optimization is the fact that it enables organizations to remain competitive. With proper techniques, companies can understand how their competitors are positioning themselves. This refers to getting information about keywords and meta tags that are used to optimize pages and achieve higher rankings on search engines. By taking cues from these elements, organizations can devise their online strategies and get high rankings for their web pages.

Since the cyberspace enables companies to boost their businesses, find new customers and promote their brands, it becomes essential to choose the right partner for the job. Although there are numerous SEO companies that offer specialized services to their clients, not all understand the various intricacies of this marketing device to offer quick results. It is a concerted concept that needs to be complemented by a host of other internet marketing strategies. Skilled and experienced SEO companies understand that internet marketing strategies require deep understanding and proper strategy. Therefore, companies that claim prompt success should be avoided. Instead, the company's reputation and expertise in this domain should be ascertained.

By choosing the right online marketing company, small businesses can also compete with the leading players in their segment at a low cost.

Author Resource:->??Have you had any experience with?freelance seo consultant?before with rankings? For total satisfaction, you also need?freelance link building.

Article From Article For Backlinks

Source: http://www.articleforbacklinks.com/Art/295056/94/SEO-Companies-The-Roles-And-Benefits-Of-SEO-Companies-To-Online-Business-Owners.html

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Thick-Headed Dinosaur Was King of the Head Butt (LiveScience.com)

A domed-head dinosaur may have been the king of the head butt, with a better skull than any modern noggin-knocker for protecting its brain during such attacks.

Scientists investigated a two-legged plant-eating dinosaur about the size of a German shepherd that lived some 72 million years ago, the pachycephalosaur Stegoceras validum. This herbivore possessed a bony dome on its skull, and there has been heated debate as to whether they used their heads to ram an opponent headlong, as bighorn sheep do, or to attack the opponent's flanks, as is the case with bison.

"Pachycephalosaur domes are weird structures not exactly like anything in modern animals," said researcher Eric Snively, a zoologist at Ohio University. "We wanted to test the controversial idea that the domes were good for head-butting."

To get inside the head of this ancient creature, Snively and his colleagues used CT scans and computer modeling. They analyzed the skulls of a large number of modern animals as well as a Stegoceras specimen from the University of Alberta in Canada. [25 Amazing Ancient Beasts]

Head-butting is typically a form of male-to-male competition for access to females, explained researcher Jessica Theodor at the University of Calgary in Canada. So the results would provide a look at the beasts' social lives.

"Were pachycephalosaurs more likely just showing off their domes, like peacocks with their tails? Or were they also cracking their heads together like musk oxen?" Snively asked.

The scientists found that the bony anatomy of the Stegoceras dome was better at protecting the brain than the skull of any modern head-butter.

"It's pretty clear that although the bones are arranged differently in the Stegoceras, it could easily withstand the kinds of forces that have been measured for the living animals that engage in head-butting," Theodor said.

Most head-butting animals have domes like sturdy motorcycle helmets. "They have a stiff rind on the outside with a sort of a spongy, energy-absorbing material just beneath it and then a stiff, really dense coat over the brain," Snively said. Stegoceras had an extra layer of dense bone in the middle.

In comparison, llamas would crack their skulls by head-butting, and giraffes also would fare poorly. "They swing their necks at each other and try to hit each other in the neck or the side," Snively said. If giraffes do manage to butt heads, they can knock each other out because "their anatomy isn't built to absorb the collision as well as something like musk ox or bighorn sheep."

A good modern parallel for pachycephalosaurs are duikers, "which are cute little African antelope that fight each other," Snively told LiveScience. "Duikers have pachycephalosaur-like domes, and our pachycephalosaur Stegoceras validum had a dome that would be even better for head-butting."

Past studies suggested that spongy bone in pachycephalosaur domes would be too brittle for use in head-butting. However, the new research suggests this spongy bone would actually "be great at absorbing energy of collisions," Snively said

This research could lead to improved helmet designs.

"Pachycephalosaurs had cool structures in their domes that channeled blood to a cushioning soft-tissue expansion of the dome, and the same structures may have had a dual role in structural reinforcement," Snively said. "Our particular pachycephalosaur's dome was like a double motorcycle helmet of alternating stiff and compliant layers."

Now he and his colleague John Cotton are looking into biology-inspired helmet designs, he said.

The scientists detailed their findings June 28 in the journal PLoS ONE.

Follow LiveScience for the latest in science news and discoveries on Twitter @livescience?and on Facebook.

Source: http://us.rd.yahoo.com/dailynews/rss/science/*http%3A//news.yahoo.com/s/livescience/20110628/sc_livescience/thickheadeddinosaurwaskingoftheheadbutt

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Coffee may reduce prostate cancer

agan2 Hi ? I was fit again iseng2 read the article, this article nemu ni .. This article may be useful for those who read ?(= yes

Coffee may reduce prostate cancer

Sorry if repost yaaa ^ ^ and if pleased may also: cendols ^ ^ thanx

The good news for agan2 who like to drink this black one ..(=

Coffee has been associated with decreased risk of death from prostate cancer in a study of nearly 50,000 men in America.

Those who drank six cups of coffee or more a day found 20% less likely to develop all forms of the disease is prostate cancer? which is the most common cancers happen to men.

They are also 60% less likely to develop an aggressive form that can spread to other parts of the body.

But the charity of The Prostate Cancer Charity said the available evidence, as reported in the Journal of the National Cancer Institute, is still unclear.

They do not recommend that men consume coffee in hopes of preventing prostate cancer.

The study involved about 48,000 men in America who worked as health professionals.

Every four years, between 1986 served until 2006, they were asked to report average daily consumption of their coffee.

In the 20-year period, 5035 men diagnosed with prostate cancer, including 642 men with fatal cases.

There is no visible difference between caffeinated coffee and decaffeinated. This suggests that caffeine itself rather than its cause.

Even in a small amount of coffee? one to three cups per day? found to reduce the risk of deadly prostate cancer up to 30%.

Researchers think there may be unknown compounds in coffee that protects against disease.

Lead researcher Dr. Kathryn Wilson, of Harvard School of Public Health in Boston, said,? Currently we still lack an understanding of risk factors that can be changed or controlled to reduce the risk of deadly prostate cancer.

If our findings are validated, coffee can be one of the modifiable factors that can reduce the risk of developing the most dangerous form of prostate cancer.?

Commenting on the study, Dr. Helen Rippon of The Prostate Cancer Charity, said that other studies show no link and the research evidence is still unclear.

He added,? Although this study represents an exciting addition to knowledge, but still far from definitive and we do not recommend the men who are not coffee drinkers to start drinking coffee in the hope of preventing prostate cancer.

? Excess caffeine intake is associated with other health problems and men with benign prostate problems that still might make the symptoms of diabetes worse.?

Yinka Ebo, senior health information officer of the Cancer Research UK, said,? There is no need for men to start drinking coffee galonan in an effort to reduce their risk of prostate cancer.

? A number of other studies that examined the coffee and prostate cancer have found that drinking coffee does not affect the risk of disease, and this study only found a lower risk of prostate cancer in men who drank more than six cups a day.

? We need to see these results repeated in other large studies before we can determine whether coffee consumption affects the risk of prostate cancer.?

Source: bbc

Source: http://healthcare77.net/health-article/coffee-may-reduce-prostate-cancer.html

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Anthropology Ancient ? Perhaps early humans were more intelligent ...

Many believe that our early ancestors were not very smart because they had smaller brains. But the reality is that both are not that stupid. In fact, scientists have recently discovered that more than 100,000 years ago people were making tools, making spears and grinding and cutting away the rock to make it to dig for the support, crush shell, and uses the weapons themselves or to hunt to defend.

Imagine, 100,000 years ago. Anthropologists earlier scientificbelieved that it was not until 25,000 years ago that mankind has begun the development tools. So maybe people are smarter than we thought in those early days, and the historical records that the evidence supports. Today, of course not the man, all kinds of tools, including tools to create other tools.

We dominated almost every type of tool that we think, but now our brains are so well adapted that we dream of new ideas and new ways, even more, to do space shipsFor example, fiber optics, satellites, high-speed trains and iPhone. Think about it.

When people leave the planet at this time and let everything we have built for archaeologists to dig in the future, they would surely find a lot of what we have created, because many of the compounds do not decompose very quickly to do everything and are not biodegradable.

In fact, I wonder what they say about us? You will see that we had built spaceships, current globalCommunications were constructed robot prostheses for ourselves? The discovery of the ability of humans 100,000 years ago to take on the sharp rocks as tools is, the question: What are they up to 100,000 years, not least that long to dig?

They built rafts, boats, houses and wood and lashed with vines? Well, just because we do not find, one of them, the old, does not mean that they do not, and such a thing would never have lastedTime anyway. Suffice it to say that we do not know, but at least we know they were much smarter than we thought they were. After all there was. We recommend this.

Source: http://news-anthropology-sociology.chailit.com/anthropology-ancient-perhaps-early-humans-were-more-intelligent-than-we-thought.html

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Tuesday, June 28, 2011

Short sales ? what can go wrong and how to avoid loss - Free ...


While short sales inevitably form a part of most real estate investors? business models, they are laden with pitfalls that can be avoided or managed to make sure your real estate investing business does not suffer.
This article goes though what can go wrong with a short sale and how you can avoid loss to your business.
Short sales can create a lot of equity and profits and make good deals even better or create good deals from deals that were otherwise marginal or non-existent.
The following is a few things that can go wrong in a short sale
1) Short sales take time
Typically it takes two to three months for a short sale to be completed. Sometimes it can take much longer than you expect, sometimes as long as 6 months.

Do not be surprised if your file is lost, or the documents you send do not find your file for weeks. It is therefore important to be prepared for these delays and not have short sales as your primary source of income.

2) Rejected offers
As much as you may think your offer should make all the sense to the lender and that they should accept your offer, sometimes they just reject them.

This means you might have to go with their counter offer or increase your offer price. If the offer does not make business sense, you need to be ready to drop the deal.

3) Shaky sellers
It is not unusual to have your sellers develop cold feet to the short sale process. Lenders need a lot of information, including a statement of hardship where the seller explains the financial difficulty that forces them to be unable to continue making payments. Usually they may need to see proof income, bank statements, etc.

On top of this they may request for more information before they can make their decision.

Some sellers may get discouraged by this process and give up in the middle of the process. As the real estate investor, it is therefore important to explain to the sellers what is involved in the short sale, and the expected time lines and possible pitfalls that can be expected.

As long as they understand the process, they are unlikely to have a change of heart in the middle of the process.
4) Unable to close
You have an approval from the lender but your financing is not ready. Typically, banks will give you a time period within which you must close the deal.

If you are using private money or hard money to close the deal, it is important to make sure you have the process well ahead and ready to close if you get an approval.

If you are a realtor who has submitted a short sale offer to the lender on behalf of a buyer, it is important that you get the buyer scrutinize the property so they know exactly what they are getting for the money.

It is not unusual to a buyer back out or notice problems or repairs and requests to lower the price to cover them.
The bank may accept or reject such counter-offers, but being prepared can save you from this experience.

About the Author

Successful real estate investing requires that you automate most of your tasks and increase efficiency to do more deals spending less time and money. Learn how you can run your business from a feature packed real estate investor website with numerous designs and features that make your work easier.
Article Source: Free Articles Directory - ProArticlesDaily.com



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The Drawbacks of Homeschooling and What You Will Miss Out On

[unable to retrieve full-text content]The first thing you need to know is that your child's education lies in your hands. If your child doesn't display that skills that kids their age should be showing, then your skills as an educator will be frowned upon. ... If you do decide to take up homeschooling and your career is put on hold, then the family's source of income will more than likely be left up to one parent. This may lead to stress and arguments over finances, and affect your abilities ...

Source: http://www.womenfavor.com/home-and-family/special-education/the-drawbacks-of-homeschooling-and-what-you-will-miss-out-on.html

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Learn The Real Truth About SEO & Social Media Marketing ROI ...

Posted by admin on June 28th, 2011 at 08:45am

?

xml:lang=?en? lang=?en? xmlns=?http://www.w3.org/1999/xhtml?>

Learn The Real Truth About SEO & Social Media Marketing ROI: Complimentary Webinar











Denver, CO (PRWEB) February 22, 2011

PPC Summit, leading internet marketing seminar host, today announced open registration for the complimentary preview training webinar “Learn The Real Truth About SEO & Social Media ROI”, led by Lee Odden, Internet Marketing authority and CEO of Top Rank Online Marketing. During the one-hour training on March 10th, Odden will teach marketers the truths for SEO & social media ROI tactics to better measure performance and improve results. The preview webinar is a sneak peak for the upcoming SEO & Social Media Success Online Seminar (April 5-14, 2011) ? where some of the world’s top SEO and social media marketing industry experts will teach 18 online classes over six days.

PPC Summit is offering this complimentary training in an effort to educate businesses on effective Search Engine Optimization (SEO) and Social Media Marketing (SMM) best practices. “We are excited to unveil The Real Truth About SEO & Social Media ROI preview training,” said Mary O’Brien, Founder, PPC Summit and Internet Marketing Institute. “The ‘insider’ tactics that Lee will share are invaluable lessons learned from real-world top performing search and social media marketing campaigns.”

The Real Truth About SEO & Social Media ROI(March 10th / 1:00 PST) Topics Include:

????Essential business problems solved with social media marketing and optimization
????New rules for customer engagement and monetization of social media
????Examples of how companies are measuring success
????A model of social media marketing strategy and measurement

This year PPC Summit will host four high-profile online seminars where marketers are invited to learn the fundamentals behind improving search engine ranking, increasing lead generation, gaining better internet marketing ROI and achieving higher sales. The online training (via ReadyTalk’s conferencing platform) allows marketers to connect globally with world-class experts from the comforts of their home or office.

To register or to learn complete online training details, visit ?Learn the Real Truth About SEO & Social Media ROI? (held on March 10th at 1:00 PM PST). Attendees can access the webinar training on-demand at their convenience.

About PPC Summit

Over the past 5 years PPC Summit has led the way in internet marketing training providing top-notch education to thousands of businesses and marketers during in-person and online seminars. Each seminar is dedicated to delivering comprehensive, tactical classes to empower marketers and help them improve their bottom line profits. Each seminar brings together world-class internet marketing experts who teach a full range of strategies, resources and tools to help businesses increase their sales and achieve higher profits. For information on the next PPC Summit training event, visit the SEO and Social Media Success Online Seminar for complete details.

Mary O’Brien

PPC Summit Founder

800-507-2958 ext. 705

Press (at) PPCSummit (dot) com

###





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Travel medical insurance for Schengen visa? | travel insurance info

Travel through Europe with my car?

about 14 hours ago - 2 comments

I plan in the UK through Europe, Turkey and possibly travel to Iran with my car.is possible.do what I need to travel insurance for my car to the individual European countries. Do I need permission from organizations.how long I can stay in each country (British passport). and if I plan to Dubai, as they will

How much did u pay for travel insurance and free, cruise or flight?

about 20 hours ago - 2 comments

I?m going on a cruise of seven days and the Liberty Travel office wants $ 99 per person for the Royal Caribbean Cruise for free and can cover the fare, when we speak of tickets through them. If the level of punishment and it is possible to get a travel insurance elsewhere, although I always

Help! English ? use of travel insurance for Izmir?

about 1 day ago - 1 comment

Ok .. I am a very big problem! I hope someone can help me, I?m married to a Turkish man, we are now living in Izmir for a few months with his family. While we live r at a time, usually in England .. But again this would ann?e.Quoi In any case, I was in

Liberal Loons: National Health is ?to increase competition and to keep insurance honest??

about 1 day ago - 3 comments

- What Barack Obama said government provided health care is not a competitor, it is a monopoly product paid by the taxpayer. Consumers may be able to ?choose? if they use the service right ? at least initially ? but each of us will buy it, because, under threat of prison tax evasion. It?s like

What is the best health insurance for all, with a budget ? I really want a good cover ? ?

about 2 days ago - 6 comments

Try to get the health insurance that covers me anywhere, I much because ? response from Judy More travel Blue Cross / Blue Shield is working for us ? all over the country. We are on a budget, we cover the 3500 / 9000 family deductible or pp / an.Cela works well because we sant?.Une

VISA German student health insurance?

about 2 days ago - 1 comment

I must show that I have insurance cover for the expected length of stay. I bought a regular travel insurance health insurance for 6 months 250 000 dollars. Does the travel insurance must be valid for the duration of my studies? Or should I buy regular health insurance in Germany before you go? As long

National health care ?more competitive and keep insurance companies honest??

about 3 days ago - 10 comments

- As president, Barrack Obama dit.Gouvernement provided health care is not a competitor, it is a monopoly product paid by the taxpayer. Consumers may be able to ?choose? if they use the service right ? at least initially ? but each of us will buy it, because, under threat of prison tax evasion. It?s like

What should I buy travel insurance to visit Brazil?

about 3 days ago - No comments

Should I go to Brazil on vacation and want to buy travel insurance if I buy it bas.Lequel there I need? Please help I live in the United Unis.Merci:) Answer by Ryan V Travel Guard from $ 35 per personnehttp: / / www.simplyinsurancequotes. com / travel-insurance-guard quote.php? id = ntha

T-changing travel insurance protection on a flight because of a death in the family?

about 3 days ago - 1 comment

My Nan has terminal cancer and doctors say she has only a month left. I am going on holiday in 5 weeks and if it dies, I want the funeral that can participate cut a few days in my vacation. Do you know if my travel insurance would allow me, my flight for a few

single trip travel insurance in the Seychelles?

about 4 days ago - No comments

I am looking for an online travel insurance for Seychelles, but I am a bit overwhelmed by choice. Valuable as I take a camera and a laptop with me and looking for a policy that I be covered for these things as things in general. Any recommendations? Reply ratrat1 square mouth shows the benefits side

Source: http://www.travelinsuranceinfo.net/2011/0625/travel-medical-insurance-for-schengen-visa/

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Monday, June 27, 2011

How To Begin A Home Business As A Customer Service Representative ...

Many people are being laid off from their jobs and do not have the skills to obtain another job. In order to obtain another job, they have to go back to school. Some people just do not have the time to go back to school when they have a family to take care of. In order to make a living without having to go back to school, you can start your own home business. Most home businesses you do not need any experience. The only thing you will need to do is to purchase the necessary equipment. One home business that you can get started in is customer service.

As a customer service representative, you can work as an employee or independent contractor. As an employee or independent contractor, you will more than likely have a set schedule that you will need to work. The good thing about working as an employee is that you will receive some benefits and taxes are taken out on you while you work. In order to apply for a customer service job, you can sign up at free work at home forums to find a list of places that are hiring. By gaining access to the work at home forum folder on customer service, you will be able to talk to other members who are working or have worked for certain companies. You can ask some of the members? questions about the job, such as if the company paid on time.

Before applying to any of the companies, read the companies requirements. They may want you to have certain equipment before applying. Purchase all of the necessary equipment and apply. Even if the company does not hire you, the equipment will come in handy for the next company that may hire you. Do not give up if one company turns you down. There are a lot of customer service companies out there that are looking for someone like you. As long as you enjoy talking to others, you will have no problem finding work as a customer service representative.

Source: http://www.homeinternetbizz.com/how-to-begin-a-home-business-as-a-customer-service-representative-4/

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Health Insurance in France Information


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Despite being expensive to maintain ? the deficit is at present round about 6 billion euros ? and under fixed funding stress the French healthcare service continues to be the most effective on this planet, offering a large selection of normal practitioners and healthcare specialists. For those who have experience of the health system in France and, for example, the UK, the contrast in standards could be startling.

The French healthcare system is funded by the working population. French workers pay about 20 per cent of their gross salary ? the self-employed pay much more ? deducted at supply, to fund the social safety system, often called S?curit? sociale. A significant proportion of this money goes in direction of public healthcare, to which each and every authorized resident of France has access below the regulation of common coverage referred to as Mutuelle Familiale.

*** In the past all EU expats arriving in France had been eligible to hitch the French healthcare system. Nevertheless, now those arriving in France after 23 November 2007, and who usually are not planning to work, are formally retired or in possession of documents which mean their healthcare costs are lined by the government of their original country, won?t be allowed to hitch the system until they attain state retirement age or have lived here for 5 years. Till then, they?ve to hold non-public well being insurance. For more on this see Healthcare modifications in France ? what you want to know.

When an individual subscribes to S?curit? sociale, part of the cost of their medical therapy is roofed by the state. Nonetheless, regardless of cover anyone in France can consult a doctor or specialist. Similarly, everybody has the appropriate to emergency hospital remedy, although for individuals who subscribe to S?curit? sociale, the fee is partly reimbursed.

State healthcare
To compare the NHS and personal sector within the UK with the same in France is akin to comparing apples with oranges. There is no great distinction within the quality of care between private and public hospitals in France and there?s not necessarily any nice difference in price. Being handled in non-public clinics in France does not mean avoiding ready lists for the straightforward motive that, with just a few particular exceptions, ready lists akin to those within the UK do not exist. And going personal does not imply you?ll have to foot your complete bill.

In contrast to in the UK in France remedy, whether non-public or public, is just not free on the point of delivery. Even in case you subscribe to the S?curit? sociale, on seeing a health care provider or specialist (specialiste) you first pay the total bill (tarif) and are then reimbursed at a later date (about 10 days). Usually talking, S?curit? sociale refunds 70 per cent of the price of a visit to a m?decin traitant (a GP or household doctor) and most specialistes. For more data on the level of reimbursement see Healthcare France FAQ

Once you affiliate to the system you will obtain your carte vitale (green card) which it?s essential to take with you everytime you go to a doctor, specialist or hospital, and while you decide up prescribed medicines.

The well being system is presently undergoing the most substantial changes to the best way it really works since it began 60 years ago in 1947. This makes the scenario ever altering, and increasingly complex.

Since 2006, to qualify for full reimbursement you have to register with a m?decin traitant ? see The best way to Affiliate. Should you attend a cabinet de groupe (group apply) you still must nominate a particular doctor but should that individual be unavailable and it?s essential be handled by another member of the follow, the speed of reimbursement would be the same.

Children under sixteen years of age should have the declaration signed by a mum or dad or guardian however members of the same household can have a distinct m?dicin traitant. If the GP or specialist just isn?t your m?decin traitant then the speed of reimbursement is only 60 per cent. There are exceptions to the reimbursement rule ? for more information see .

You might be free to choose your personal GP, and may change them at will by submitting a fresh declaration, which will cancel the current one.

The Tarif de Convention
In France all medical remedies from a routine visit to a GP to main surgical procedures have a tarif (price). Medical practitioners and hospitals/clinics that adhere to this official tarif de convention are outlined as convention?. Those that don?t are defined as non-convention? and can charge what they like, although they do need to display their prices. When you go to a non-convention? you?ll have to cowl the extra value yourself.

Perhaps, surprisingly, the overwhelming majority of practitioners (around ninety seven%) are convention?, and even a personal clinic can nonetheless be convention? so ?going private? in France does not have the identical connotation as that very same phrase would within the UK.

Depassements.
However being treated at a convention? does not guarantee the amount that you just pay, and the reimbursement you receive. Although you may be treated by a medical practitioner classed as convention? he or she can cost more than the Tarif de Convention provided it is ?affordable and tactful? to do so. So, for example, a surgeon who has additional qualifications or experience in other nations may charge extra for his or her services. This supplementary charge is called a depassement.

Depassements should not inevitable and usually tend to be applied in some elements of France greater than others. For example, they?re commonly utilized in Paris and the Cote d?Azur regions, perhaps because they are perceived to be more affluent. Although a couple of actes (procedures) by secteur 1 medical practitioners can entice depassements it is inevitable for these in secteur 2 (for the completely different between the 2 sectors see Specialistes beneath). A tarif or their costs ought to be displayed of their cabinets.

High up Insurance coverage or Polices Assurance Sant?: Even when you find yourself affiliated to the French system an elementary precept of healthcare funding in France is the component of private contribution. To make up the distinction between what the state pays and the cost of therapy, most French residents take out an insurance coverage policy to cover the difference (complement). That is called a police compl?mentaire or mutuelle.

Note: Complementary insurance shouldn?t be private health insurance.

There are a wide variety of providers (including a minimum of one UK insurer ? seeHealthcare France FAQ providing an in depth vary of plans to satisfy particular person circumstances. The duvet you select is as much as you ? someone who is generally good well being might only wish for canopy for the actually costly items e.g. hospitalisation, leaving a routine visit to the doctor to be funded out of their own pocket. On the other hand someone on common treatment might require a plan that might cowl this value (prescribed medicines are reimbursed 35% or 65% by the state).

In case your earnings after allowances falls below a certain threshold (for example, ?10,768 for a couple) and also you do not need a police compl?mentaire, you are eligible to complementary state-funded healthcare, the CMU compl?mentaire, which will make up the difference, although as a rule of thumb, it would only supply a median level of cover.

Your premiums will depend on age and stage of canopy required. An vital precept with polices compl?mentaires is that the state should be proved to have paid its share earlier than the insurance coverage can pay the difference. Subsequently, you must be affiliated before contemplating the acquisition of a policy. See Complementary Well being Insurance coverage

Specialistes
Specialistes are divided into Secteur 1 and Secteur 2. Specialists of every type can be either 1 or 2 but the latter are extra typically encountered in some areas of France than others, for instance, the big cities, notably Paris.

Specialistes whose prices are lined by the state
Gynaecologists, ophthalmologists, and dentists are covered by the state with out referral by a m?decin traitant; younger youngsters also can go to any doctor without being referred by a m?decin traitant.

Extra Cost for actes medicaux in extra of E91
The excess is eighteen? but there are numerous exceptions resembling laboratory exams and X-rays.

More at Mutuelle de Sant?.

Source: http://articlestutor.com/health-insurance-in-france-information/

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NextGen Sciences Launches Multiple Protein Plasma Biomarker Assay ...

Ann Arbor, MI and London, UK (PRWEB) June 01, 2011

NextGen Group plc (AIM:NGG) is pleased to announce that its subsidiary NextGen Sciences inc, a leader in biomarker discovery, measurement and qualification, has launched the first phase of its multiple protein (multiplex) assays in plasma, for CNS diseases. The plasmamultiplesclerosis15 assay simultaneously measures 15 human plasma proteins that are thought to have potential as biomarkers in multiple sclerosis disease. The launch of plasmamultiplesclerosis15 is part of NextGen Sciences strategy of becoming a leading player in the growing central nervous system (CNS) and oncology biomarker markets.

NextGen?s assay is based upon its multiple reaction monitoring (MRM) mass spectrometry platform and generates high quality reproducible data that companies can use in their drug and diagnostic development programmes. NextGen expects to continue to add candidate biomarker proteins to the plasmamultiplesclerosis15 assay, through its own R&D efforts and through collaborations and partnerships.

Klaus Rosenau, Chairman and CEO of NextGen Group, commented, ?The release of plasmamultiplesclerosis15 demonstrates that we are very focused on the protein content of our assays to address the needs of our clients across different therapeutic areas. we continue to deliver on our plans to develop multiplex protein assays that will help to establish the company as a market leader in protein biomarker discovery and qualification.?

For more information please contact :

NextGen GroupKlaus Rosenau, Chairman and CEOklaus(dot)rosenau(at)nextgensciences(dot)com+49 160 551 6756

Seymour Pierce Jonathan Wright, Nicola Marrin +44 (0) 20 7107 8000

NextGen Sciences inc (Ann Arbor, MI, USA) is the subsidiary of NextGen Group PLC, London, UK (AIM: NGG). it provides pharmaceutical, biotechnology and diagnostic companies with rapid and quantitative protein biomarker discovery, measurement and qualification services using mass spectrometry technology. With a rise in the industry focus on personalized medicine and cost-effectiveness, biomarkers are playing an increasing important role in drug discovery, development and patient access, as well as healthcare delivery. The global market for biomarkers is expected to grow to $12.8bn by 2012 (BCC Research), with those for neurological disorders ($3.5bn by 2015, Espicom Healthcare) and oncology ($9.5bn by 2014, marketsandmarkets.com) playing an important role. For more information please visit nextgensciences.com

For the original version on PRWeb visit: prweb.com/releases/prweb2011/6/prweb8506094.htm

Tags: Neurological Disorders, BCC Research, plasma proteins, NextGen Sciences, human plasma, Pierce Jonathan Wright, diagnostic development
This entry was posted on Saturday, June 25th, 2011 at 4:05 am and is filed under Multiple Sclerosis. You can follow any comments to this entry through the RSS 2.0 feed. You can skip to the end and leave a comment. Pinging is currently not allowed.

Source: http://kdlepenica.com/multiple-sclerosis/nextgen-sciences-launches-multiple-protein-plasma-biomarker-assay-for-multiple-sclerosis/

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Peter Falk, TV's rumpled Columbo, has died (AP)

NEW YORK ? The best way to celebrate Peter Falk's life is to savor how Columbo, his signature character, fortified our lives.

Thanks to Falk's affectionately genuine portrayal, Lt. Columbo established himself for all time as a champion of any viewer who ever felt less than graceful, elegant or well-spoken.

Falk died Thursday at age 83 in his Beverly Hills, Calif., home, according to a statement released Friday by family friend Larry Larson. In a court document filed in December 2008, Falk's daughter Catherine Falk said her father was suffering from Alzheimer's disease.

But Columbo lives on as the ideal of anyone with a smudge on his tie, whose car isn't the sportiest, who typically seems clueless, who gets dissed by fancy people.

As a police detective, Columbo's interview technique was famously disjointed, with his inevitable awkward after-thought ("Ahhh, there's just one more thing...") trying the patience of his suspect when he was already halfway out the door.

Columbo was underestimated, patronized or simply overlooked by nearly everyone he met ? especially the culprit.

And yet Columbo, drawing on inner pluck for only he (and an actor as skilled as Falk) could have accounted, always prevailed. Contrary to all evidence (that is, until he nailed the bad guy), Columbo always knew what he was doing.

Even more inspiring for viewers, he was unconcerned with how other people saw him. He seemed to be perfectly happy with himself, his life, his pet bassett, Dog, his wheezing Peugeot, and his never-seen wife. A squat man chewing cigars in a rumpled trench coat, he stands tall among TV's most self-assured heroes.

What viewer won't take solace forever from the lessons that Columbo taught by his enduring example?

Columbo ? he never had a first name ? presented a refreshing contrast to other TV detectives. "He looks like a flood victim," Falk once said. "You feel sorry for him. He appears to be seeing nothing, but he's seeing everything. Underneath his dishevelment, a good mind is at work."

On another occasion, he described Columbo as "an ass-backwards Sherlock Holmes."

Somehow fittingly, Falk ? the perfect choice ? failed to be the first choice. Instead, it was easygoing crooner Bing Crosby, who, fortunately, passed on the project.

With Falk in place, "Columbo" began its run in 1971 as part of the NBC Sunday Mystery Movie series, appearing every third week. The show became by far the most popular of the three mysteries, the others being "McCloud" and "McMillan and Wife."

Falk was reportedly paid $250,000 a movie and could have made much more if he had accepted an offer to convert "Columbo" into a weekly series. He declined, reasoning that carrying a weekly detective series would be too great a burden.

NBC canceled the three series in 1977. In 1989 ABC offered "Columbo" in a two-hour format usually appearing once or twice a season. The movies continued into the 21st century. "Columbo" appeared in 26 foreign countries and was a particular favorite in France and Iran.

Columbo's trademark was an ancient raincoat Falk had once bought for himself. After 25 years on television, the coat became so tattered it had to be replaced.

Falk was already an experienced Broadway actor and two-time Oscar nominee when he began playing Columbo. And, long before then, he had demonstrated a bit of Columbo-worthy spunk: at 3, he had one eye removed because of cancer.

Then, when he was starting as an actor in New York, an agent told him, "Of course, you won't be able to work in movies or TV because of your eye." And after failing a screen test at Columbia Pictures, he was told by studio boss Harry Cohn that "for the same price I can get an actor with two eyes."

Falk proved otherwise, even before "Columbo," picking up back-to-back Oscar nominations as best supporting actor for the 1960 mob drama "Murder, Inc." and Frank Capra's last film, the 1961 comedy-drama "Pocketful of Miracles."

Peter Michael Falk was born in 1927, in New York City and grew up in Ossining, N.Y., where his parents ran a clothing store.

After serving as a cook in the merchant marine and receiving a master's degree in public administration from Syracuse University, Falk worked as an efficiency expert for the budget bureau of the state of Connecticut.

He also acted in amateur theater and was encouraged to become a professional by actress-teacher Eva Le Gallienne.

An appearance in "The Iceman Cometh" off-Broadway led to other parts, among them Josef Stalin in Paddy Chayefsky's 1964 "The Passion of Josef D." In 1971, Falk scored a hit in Neil Simon's "The Prisoner of Second Avenue," Tony-nominated for best play.

Falk made his film debut in 1958 with "Wind Across the Everglades" and established himself as a talented character actor with his performance as the vicious killer Abe Reles in "Murder, Inc."

Among his other movies: "It's a Mad, Mad, Mad, Mad World," "Robin and the Seven Hoods," "The Great Race," "Luv," "Castle Keep," "The Cheap Detective," "The Brinks Job," "The In-Laws," and "The Princess Bride."

Falk also appeared in a number of art house favorites, including the semi-improvisational films "Husbands" and "A Woman Under the Influence," directed by his friend John Cassavetes, and Wim Wenders' "Wings of Desire," in which he played himself, wondering if the director approves of his work.

Falk became prominent in television movies, beginning with his first Emmy for "The Price of Tomatoes" in 1961. His four other Emmys were for "Columbo."

He was married to pianist Alyce Mayo in 1960; they had two daughters, Jackie and Catherine, and divorced in 1976. The following year he married actress Shera Danese. They filed for divorce twice and reconciled each time.

When not working, Falk spent time in the garage of his Beverly Hills home. He had converted it into a studio where he created charcoal drawings. He took up art in New York when he was in the Simon play and one day happened into the Art Students League.

He recalled: "I opened a door and there she was, a nude model, shoulders back, a light from above, buck-ass naked. The female body is awesome. Believe me, I signed up right away."

Falk is survived by his wife Shera and his two daughters.

___

Associated Press Entertainment Writer Anthony McCartney and former writer Bob Thomas in Los Angeles contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//news.yahoo.com/s/ap/20110624/ap_en_ce/us_obit_peter_falk

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Sunday, June 26, 2011

Start picking up starfish (hamptonroads)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Lybia Protests News, Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/106124579?client_source=feed&format=rss

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Audiovox mobile cell phone accessory, with the most useful accessory |

Mobile phones are becoming one of the most useful modern day devices. It?s developed from currently being a deluxe toy for youthful specialized right into a necessity to the multi dimensional daily life of those younger experts. Even so, cellular phones have various use for different folks. Now, minors sport a mobile phone as a practical exhibit, they contemplate it part of their wardrobe and flaunt getting this modern-day day gadget in there complete get up. Nonetheless, this is not the function of mobile cellular phone into the business enterprise universe. They can be requirements and never for dressing up. Due to the different usefulness of mobile phones plus the boosting have to have and want for uncomplicated communication, suppliers are speedy to take benefit of this booming marketplace. Cellular phones and mobile cellular phone accessories now flood the market with unique models and unique functionalities. Different mobile mobile phone designs and add-ons like Audiovox mobile cellphone accessory arrives in stunning and useful models.

Audiovox mobile phones and Audiovox cellular phone accessory might be like practical and comes with designs which can be light-weight and of beautiful styles. Audiovox cellular mobile phone accessory like as top quality energy cord can be a multipurpose energy cord comes with mobile mobile phone conditioning capacity. Audiovox cellular telephone accessory also consist of a hip clip holder that may be useful even though your cellular cellphone is not really Audiovox. On top of that, Audiovox cellular telephone accessory this kind of as headsets and ear glove produce a hands-free mobile cellular phone functionality that can help you keep your fingers on the wheels. This will stay away from accidents due to one hand driving and decreased consideration to the road. In addition, the around ear portable hands-free kit from your broad array of Audiovox mobile phone accessory line also features to provide hands free telephony and had a developed in function that lessens track record sound. You are going to listen to evidently the person within the other line, even even though driving or carrying out other things. There?s also that Jabra model of Audiovox mobile cell phone accessory, that is a headset that gives hands-free telephoning. Jabra is smaller, lighter that other headsets and elegant; furthermore, it features as being a speakerphone and therefore is really an a lot more functional gadget for the cellular cellphone.

All these prove that Audivox cellular telephone and Audiovox cellular phone accessory line are useful and technologically advance. Audiovox cellular cell phone accessory is often a multi-functional accessory, it may function effectively with Audiovox cellular telephone however it may execute its performance with other cellular phone brand names.

There may be also that Audiovox cellular cellphone accessory much like the multi-functional antennae, that is attached for your car whilst you travel, and it functions nicely if you discuss with a further man or woman to the other line when the car is in movement. There are other antennas that limits their features if you are cell, not the antennae in the Audiovox cellular cellphone accessory line. This Audiovox cellular cell phone accessory design of antennae is incredibly practical for travelers and corporate executives. If you are looking for functionality as part of your mobile cellphone, check out to discover an Audiovox cellular telephone as well as the matching Audiovox mobile earphone accessory to your communication demands. These are excellent for youthful specialized who endeavor carrying out many factors will be the identical time. Your Audiovox mobile cell phone and Audiovox mobile cell phone accessory line can compliment your really energetic life-style.

The author, Zack Hadi has great passion on electrolux refrigerator and he share his idea on electrolux refrigerator reviews.


This entry was posted in Reviews. Bookmark the permalink.

Source: http://cagleonlinemembership.com/2011/06/audiovox-mobile-cell-phone-accessory-with-the-most-useful-accessory/

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Investing in a Residence Following Personal bankruptcy ? Looking ...

by: Author23 - June 25th, 2011

Purchasing a residence after a personal bankruptcy usually takes some on-line research to discover a poor credit rating mortgage loan with realistic costs and terms and conditions. But easy it really is while using the assistance of on the internet financial institutions. By evaluating loans provides, you may invariably uncover home financing with very good terms and conditions.

Discovering The Right Home finance loan

Having a personal loan score a lot less than 650, you simply must sign up for subprime loans with costs somewhat greater than conventional home mortgages. Surprime loans is provided by conventional financial institutions, along with customized poor credit rating financial institutions.To achieve the most credit strength, select a flexible rate or curiosity only mortgage loan. To help decrease your costs, consider an advance payment of 20Pct or more. Huge dollars stores or maybe a small personal debt percentage will likely assist you to be entitled to more affordable costs. But studying financial institutions could be the surest route to finding the smallest costs.Remember too by purchasing subprime credit, you do not purchase private mortgage loan insurance plan, in spite of a lot less than 20Pct value.

Before You Start Your Research

Before you begin your subprime mortgage loan research, get a copy of this credit rating document. Look at it for accuracy of this personal bankruptcy, and after that use it to get personal loan quotations. Because of this financial institutions is not going to ought to entry your document and even more more affordable your credit rating with unnecessary credit rating queries.

Getting Home finance loan Terms Into The Future

When preparing for evaluating mortgage loan provides, guarantee the terms and conditions are beneficial for your upcoming financial goals. Items to remortgage as soon as your credit rating score enhances, makes certain there won?t be any expenses for beginning repayment. This really is plus a stylish profit in the event you switch prior to the personal loan pays away.Another important the answer to contemplate are closing costs, in particular when you occasion another refi. Paying excess 1000?s for the somewhat more affordable rate won?t be the better choice if you do not keep the personal loan for 6 online loan and up. Even while using the more affordable interest fees, you simply will not go to a benefits.So take a look at this for the basic understanding of the entire personal loan prices. But then evaluate the breakdown with the closing costs and apr to uncover the loans that utilizes both you and your financial circumstances.

Source: http://www.smallbiz3000.com/2011/06/investing-in-a-residence-following-personal-bankruptcy-looking-for-a-bad-credit-mortgage/

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Saturday, June 25, 2011

A Need for More Immigrant Workers? Unemployment and ...

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A Need for More Immigrant Workers? Unemployment and Underemployment in the 1st Quarter of 2011 WASHINGTON, DC /PRNewswire-USNewswire/ ~~ House Judiciary Committee Chairman Lamar Smith recently introduced H.R. 2164, which requires all employers to verify the legal status of their new hires. Rep. Smith argues that the bill will reduce the employment of illegal immigrants. He also argues that there are plenty of less-educated Americans available to fill jobs vacated by illegal immigrants. Smith?s bill stands in stark contrast to President Obama?s approach, recently repeated in El Paso, that would allow illegal immigrants to remain permanently in their jobs and increase the number of legal immigrants allowed into the country each year. To shed light on these differing approaches, the Center for Immigration Studies is publishing a detailed analysis of the employment situation for less-educated workers in the first quarter of this year ? workers who are the most likely to compete with illegal immigrants for jobs. The report is online at http://www.cis.org/no-need-for-more-immigrant-workers-q1-2011. Among the findings: ~~ In the first quarter of 2011, the standard unemployment rate (referred to as U-3) for U.S.-born workers who have not completed high school was 22 percent. ~~ Using the broader measure of unemployment (referred to as U-6), that includes those who want to work but have not looked in the last four weeks and those forced to work part-time, the rate for U.S.-born workers who have not completed high school was 34.6 percent. ~~ The U-6 unemployment rate for U.S.-born workers who have only a high school education, but no additional schooling, is 21.5 percent. The situation for younger workers with only a high school education is even worse. ~~ Looking at all less-educated U.S.-born adults (ages 18 to 65), 26.9 million were not working in the first quarter of 2011. Less-educated is defined as having either failed to complete high school or having only a high school education. ~~ If we include all less-educated adult citizens, both U.S.-born and naturalized, 28.7 million were not working in the first quarter of 2011. ~~ If only one-fourth of the less-educated adult citizens currently not working took a job, it would equal the roughly 7 million illegal immigrants currently estimated to be holding non-farm jobs. ~~ The above figures do not include the 7.2 million American teenagers (16-17) not working. It also does not include the 17.1 million working-age citizens with some college, but not a bachelor?s degree, who are not working. Discussion Rep. Smith?s recently introduced bill (H.R. 2164) would for the first time require all businesses to verify the legal status of workers using the online E-Verify system. The bill seems likely to pass the House, and has already been endorsed by key business associations, including the U.S. Chamber of Commerce, the National Restaurant Association, the National Association of Home Builders, and the National Federation of Independent Business. Those who oppose the bill argue there are not enough American workers available to fill the estimated 8 million jobs held by illegal immigrants, 90 percent of which are non-agricultural. In a recent blog for The Hill newspaper, Rep. Smith argued that a very large number of potential workers are available and that passing H.R. 2164 would be helpful in putting some of them back to work. Smith?s views stand in stark contrast to President Obama?s views on the issue, which were most recently outlined in his May 10th speech in El Paso. In that speech the president argued that because the border was more secure, it is now time to legalize illegal immigrants and to increase the number of legal immigrants allowed into the country. The president stated that amnesty and more legal immigration are needed for both humanitarian and economic reasons. The president seems to assume that jobs are plentiful. The findings of this analysis indicate that the employment situation for the less-educated Americans, who are the most likely to compete with illegal immigrants, is bleak. An enormous number of less-educated workers are current looking for work and cannot find it and many more have given up looking for a job altogether. Data and Methods The data for all the Tables in this study come from the public-use files of the January, February, and March 2011 Current Population Surveys (CPS), which are collected monthly by the Census Bureau for the Bureau of Labor Statistics (BLS). Each CPS includes about 131,000 respondents. The government publishes employment statistics that are both seasonally adjusted and unadjusted from the survey. The figures in this analysis are seasonally unadjusted because they are computationally simpler and easy for other researchers to replicate. Seasonal adjustment impacts the data only slightly. In general, BLS does not provide separate estimates for the foreign-born (immigrants) and the native-born broken down by characteristics like education, race, and age. However, all CPS respondents are asked these questions. The Census Bureau defines the foreign-born as persons who are not U.S. citizens at birth, which includes naturalized citizens, legal immigrants who are not citizens (green card holders), temporary visitors and workers, and illegal immigrants. The Center for Immigration Studies is an independent research institute that examines the impact of immigration on the United States. Contact: Steven A. Camarota202-466-8185, sac@cis.org SOURCE Center for Immigration Studies Web Site: http://www.cis.org
TAGS: Unemployment, Underemployment, Center for Immigration Studies, Employment Outlook, ///// JOBS ? Commercial industry: http://www.USAJobZoo.com ///// JOBS ? Defense & Intelligence: http://www.DefenseIndustryJobs.com

Source: http://www.usautahjobs.com/2011/06/23/a-need-for-more-immigrant-workers-unemployment-and-underemployment-in-the-1st-quarter-of-2011/

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